Michael C. Fina®

Our dedicated staff works everyday to provide our customers with the best, most knowledgeable service. If you have questions, you are not alone. Our staff has found that many people have the same questions about our services and selection. Here are some of the most common. If you have a question that is not answered here, or would like further information, please contact us at 1-800-289-3468 or jewelry@mcfina.com.

Q: Are your diamonds conflict free?

A: A diamond is the world's purest gemstone. It is important to us at Michael C. Fina that the diamonds we purchase retain and reflect this purity in every way. We strictly adhere to World Trade Organization and Kimberley Process guidelines on conflict diamonds and we guarantee that all of our diamonds have been purchased from legitimate sources not involved in funding conflict.

Our membership in and stellar standing with the Jewelers Vigilance Committee insures that our diamonds and precious metals come only from sources committed to full compliance with all of the laws and regulations upholding the jewelry industry's highest standards.

Q: Do you offer financing?

A: Michael C. Fina is proud to offer GE Money's Luxury program. The program simplifies the credit process so you can receive a decision in minutes. No down payments, no annual fees. The low, flexible payment options are designed to fit your budget. The program features extended financing options not available with traditional credit cards. With GE Money's Luxury program, you can enjoy six or 12 months of no interest and equal payment. In keeping with Michael C. Fina's tradition of service, GE offers 24-hour, self-service access to account information so you always know where your account stands. For more information, call 1-800-289-3468.

Q: Do you offer jewelry insurance?

A: We understand that losing your jewelry can be a devastating moment, especially if it is something as irreplaceable as your custom designer engagement ring. With this in mind we have partnered with Jeweler's Mutual to offer you coverage that can help make a terrible moment more bearable. For more information visit http://www.jewelersmutual.com/

Q: What is the Michael C. Fina Guarantee?

A: Our way is your way: what works for you, your budget, your style, your life. Our sales associates are at your service 24/7. If you have a concern or an issue you can call them at anytime, day or night and they will personally tend to your needs.

If you cannot come to us, we will come to you. Michael C. Fina provides concierge-level services, from finding the perfect setting for your heirloom diamond to accompanying your fiancée to her dress fitting to ensure that she chooses just the right accent jewelry. We will even help you plan your proposal to make that special day perfect.

Q: Do you offer jewelry repair?

A: Our on-site jeweler is ready and able to address any problems you have with your jewelry. Many repairs can be done while you wait. Each person is given an on the spot assessment as the time it takes to fix a piece varies based on the complexity of the job. For more information, please call 1-800-289-3468.

Q: Do you offer custom design?

A: Michael C. Fina is dedicated to giving you the perfect ring for the perfect moment. If you cannot find the perfect ring in our Ring Gallery, we will work with you to select or design the ring of your dreams. For more information, please call 1-800-289-3468.

Q: What are the different setting types?

A: There is a wide variety of settings on the market with numerous variations that leave many people quickly confused. Our knowledgeable staff is well-versed in all the latest innovations and ready to help you with all your questions. We have created a guide to settings and maintain an extensive education section that is designed to help you learn everything you need to make an informed purchase.

Click here to browse our Engagement Rings

Nothing, however, can replace viewing these settings in person to see how each type of ring will look on you.

Q: Why should I buy here?

A: Since 1935, Michael C. Fina has been ensuring everlasting quality for generations of discerning New Yorkers. As leading purchasers of the world's finest quality diamonds, and with the most comprehensive selection of fine tableware and home décor items available on the East Coast, we have become known as the premier bridal destination in New York City.

Three generations of family, here for your family. For more information, please click here.

Q: What is your return policy?

A: A store credit will be issued for unused merchandise, except items that are personalized, when returned within 60 days in the original box. Engagement rings and wedding bands are custom-made and, consequently, they cannot be returned. A refund or credit card credit may be obtained, only by the original purchaser, when merchandise is returned within 10 days. A check will be issued for all cash refunds. All credits or refunds will be issued less shipping and handling. Only merchandise purchased from Michael C. Fina will be accepted for return. No credit for "AS IS" or sale merchandise.

Q: Do you offer an upgrade policy?

A: Michael C. Fina is dedicated to ensuring your satisfaction forever. We understand that there is no other ring that will ever replace the first in your memories, but should you wish to upgrade a diamond to one that is even one dollar more than the original, we will credit the full price of the first diamond toward your purchase of another.

Q: Will you set my diamond?

A: Michael C. Fina has a jeweler on staff ready to set your diamond in a setting that is purchased here or even one that is not. For information on pricing an fees, please call 1-800-289-3468.

Q: Can I buy only the mounting?

A: Absolutely! At Michael C. Fina we carry the largest selection of designer engagement rings and wedding bands on the East Coast, and each semi-mounting can be purchased with or without a center diamond. Michael C. Fina will also set a gemstone of yours in the new mounting for a small fee.

Q: When will I get my ring?

A: A designer ring is individually crafted, with each piece receiving the dedicated personal attention of master artisans. As a result, it typically takes the craftsmen of our brands six-eight weeks to create your ring.

Q: What is the difference between a handmade ring and a machine-made ring?

A: Each machine-made ring is mass-produced to rigid specifications and is often only seen by a person in the last stages of creation. This process allows for speed, but often results in an inferior product as the quality of the ring is sacrificed in favor of quantity.

A handmade designer ring is crafted like any other unique piece of art. With a meticulous attention to detail, artisans create a unique, one of a kind pieces tailored to your specifications. Never mass produced, designer rings are crafted by some of the most distinguished artisans in the industry. A ring is just as much of a commitment as the one it represents, a piece to treasure for the rest of your life together. If, thirty years from now, you want to catch her admiring a ring you buy her today, a designer setting is for you.

Q: Can I find these designers anywhere else?

A: Many of the designers that Michael C. Fina carries are exclusive to us in the New York area. We are one of the few, if not only place in Manhattan you will find Tacori 18k925, Hearts On Fire, Mark Patterson, Michael B., Erica Courtney, MaeVona, and many others.

Q: How long does it take to pick a diamond?

A: A diamond consultation takes as long as is necessary for you to find a diamond that fits your ring, style, and budget. Our consultants are dedicated to helping you choose a diamond that perfectly fits you. On average an appointment takes an hour.

Q: What are your payment options?

A: Michael C. Fina accepts all major credit cards, debit cards, Diners Club, traveler's checks, personal checks, gift certificates, and cash. We also offer a Michael C. Fina credit card. For more information about our card, email us at jewelry@mcfina.com or call us 1-800-289-3468.